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What is life insurance, and what is it meant for? Who can gain or benefit from a life insurance policy? These are the sorts of issues that any of these life insurance brokers online should be able to answer for you, quite quickly. These are very basic and fundamental issues that are asked on a daily basis, almost every day. They’re very basic, to a point that most anybody working in this industry should be able to answer this very basic question. And it should usually be followed up by: “Why is it that you want to purchase life insurance?” That’s the real question. Why you’d want to purchase life insurance. This cuts to the heart of framing the question and issue of life insurance. Most don’t know how to answer that question. And if that’s the case, then you have to start at the basics again. And we have to have a discussion about protecting dependents.